A 4-Point Inspection evaluates the four major systems of a home that insurance companies are most concerned about: the roof, electrical system, plumbing, and HVAC.
In South Florida, most insurance companies require both a 4-Point Inspection and a Wind Mitigation Inspection when purchasing a home or obtaining a new homeowners insurance policy.
While the 4-Point Inspection evaluates the condition of the roof, electrical system, plumbing, and HVAC, the Wind Mitigation Inspection documents hurricane-resistant construction features that may significantly reduce insurance premiums.
Together, these inspections help insurers assess the condition, safety, and storm resilience of the property. Many insurance carriers will not quote or bind coverage for older homes without these inspections.
Our inspection provides the documentation insurers need while giving homeowners peace of mind about the condition of these critical systems.
What Does a 4-Point Inspection Cover?
Roof
- Roof covering condition
- Estimated remaining life
- Signs of leaks or deterioration
Electrical System
- Panel type and wiring
- Potential fire hazards
- Proper grounding
Plumbing System
- Supply lines
- Drain lines
- Signs of leaks or corrosion
HVAC
- Heating and cooling system condition
- Age and functionality
Want to see what a completed 4-Point Inspection looks like?
Schedule your 4 Point Inspection
Professional Property Inspectors provides fast scheduling, detailed reporting, and trusted service throughout South Florida